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Terry Ambrose

Terry Ambrose

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What you need to do about the Equifax data breach

September 10, 2017 By Terry

The past few years have been filled with news about data breaches. This constant bombardment makes it easy to become complacent about yet another. However, on July 29, 2017, Equifax discovered their US website had been compromised. Information for 143 million people may have been stolen. That’s 44% of the population. With almost one of every two people affected, chances are good the Equifax data breach affects someone in every household.

How do I check to see if I was affected?

First off, you won’t be receiving a notice from Equifax about the breach. They’ve decided that since they did a press release and set up a website where consumers can check to see if they were affected everything is peachy.

In some ways, the Equifax decision makes sense. After all, there are probably going to be a huge number of emails now from “Equifax” asking the recipient to check their status. Because the breach included names, social security numbers, and more, these emails will be very believable and offer a prime vehicle for distributing malware and viruses. With that said, it seems almost unconscionable for a company entrusted with consumer credit information to not mail affected consumers.

The Equifax WordPress website at www.equifaxsecurity2017.com allows consumers to check whether their information has been compromised.

Should I check to see if I was affected by the Equifax data breach?

Yes. The reason is the sheer size of the Equifax data breach. I checked to see if my information was safe and received the following response.

Equifax data breach

 

However, when I checked my wife’s information, the news was not good.

Equifax data breach

 

In our household one of us is safe, the other is not. I encourage you to check each member of your household. You begin the enrollment process in credit monitoring by clicking the Enroll button. Do this for each person since the enrollment dates may not be the same for each person.

Should I enroll in TrustedID Premier?

I’d recommend enrolling in the credit monitoring service being offered. One thing you’ll need when enrolling is the enrollment date that Equifax provides. As I said above, these dates may be different for each person. Just as we were affected differently by the breach, we also have different enrollment dates for the service.

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Filed Under: Scams & Cons

About Terry

I started out as a skip tracer. Just in case you don’t know, that’s the guy who finds the people who don’t want to be found. It was the little things—getting paid to lie—that made skip tracing the fun part of the job.

Those years of chasing deadbeats taught me many valuable life lessons, such as liars come from all walks of life, and always keep your car in the garage.

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Seaside Cove Bed & Breakfast Mysteries

Welcome to Seaside Cove, a small town on the California coast that has earned its reputation as the place where murder meets the sea.

Beachtown Detective Agency

After taking over her father's detective agency, Jade Cavendish finds herself dealing with murder and much, much more.

Trouble in Paradise Mysteries

Former skip tracer McKenna moved to Hawaii to escape drama, but ever since he arrived, all he's found is trouble in paradise.

License to Lie

A con artist and a former criminologist are forced to work together and fight for their lives in this thrilling series.

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